I have saved 10% towards a house but due to being on a section 39 contract, the bank will not approve me for a mortgage. Last year I took ill with a rare lung disease called Sarcoidosis. I was an inpatient in hospital for 3 days as a result. During the treatment of the disease I was advised not to work. However, I feared that if I took sick leave, that the service I work in would not have performed as well as it did the year before and we would lose our jobs. My health suffered and I was hospitalised a second time. There has to be better terms and conditions for section 39 workers than this.